By Dr. Rosilyn H. Overton, CFP®   You are in college. It costs lots of money. You may only be responsible for yourself or you may have kids that you have to support. Whether you are single or married, male or female, you probably have bills to pay, and not much in reserve. You know you should [...]

By Rosilyn H. Overton, Ph.D., CFP® Before people will trust you to manage their organization, whether it is a store, a museum, or a theater, you have to demonstrate your competence by managing your own life well. In addition, having control over your money gives you freedom. If you are in debt, you are imprisoned because [...]

By Rosilyn Overton, Ph.D., CFP® You have decided that you want financial success and that you are willing to do whatever it takes to get there. Financial success is not really a goal unto itself. Financial success is defined differently by differently by different people, but it usually means being able to do what you want to [...]